$2100 deposit into my account no idea where it came from.

[TEaaron]

Just checked my bank account there was a $2100 deposit made to it today.

It doesn't say where it came from.

I'm off work for 3 months due to broken leg and am getting sickpay but the payments from my company says "deposit by "company name""

I got no idea where this money came from. is there any way of finding out lol?

[4Vman]

um... Ask them???

[Polyal]

spend it, quickly.

[trent]

I wouldnt expect that the money would stay in your account for long, banks seem to pick up on mistakes pretty quickly, especially if it is their money that has gone missing..

[Polyal]

Originally Posted by trent

I wouldnt expect that the money would stay in your account for long, banks seem to pick up on mistakes pretty quickly, especially if it is their money that has gone missing..

So spend it quickly, can they ask for it back? Their mistake IMO.

[70caprigt3k]

Get in contact with your bank and get them to follow it up, if they come back with nothing your $2100 richer.

[4Vman]

Originally Posted by Polyal

So spend it quickly, can they ask for it back? Their mistake IMO.

You bet they can!
They'll just take it back and put your account into arears!

I found i had $173,000.00 extra in my account one day.. the problem is it was my fathers money. Because we share the same Christian name the bank transfered it into my account by mistake...

[XW 393]

done your Tax already ??

[sexr6tasy]

The banks can most certainly ask for it back if you spend the banks money you dont get to keep it because its there mistake they come after you do the right thing and call the bank up and inquire it could be some old ladies money who will die if you don't give it back to her.

[mcflux]

don't spend it for the reasons specified. I remember one story on everybody's favourite show, Today Tonight, where ATMs were spitting out $50 notes instead of $20 notes. Everyone who took advantage of this at the time got stooged by the bank shortly after...

[TEaaron]

Originally Posted by AUlien

done your Tax already ??

Nup.

Been off work and havn't got that piece of paper you get to do your tax return and I only get around $700 for my tax return any way.

[XR8Master]

sexr6tasy is right, Don't spend the money otherwise you will regret it, then you will be forced to pay it back, and yes, banks can make you do that

[TEaaron]

Hmm well, I won't say anything and just let it sit there for a while. if nothing comes up for about a month or so I guess i'll just claim it as my own. :p

[Polyal]

Well thats just crap that they can take it back, happens, they are in the business of dealing with money, they stuff up. Im pretty sure they could spare teh 2g's.

Anyway, good luck, strippers and beer FTW.

[Smoke Pursuit]

It will tell you what its for the next business day usually. ..

[mowog]

Say you loose $2100 from your account and you have bills that need paying...

But the ahole who got your money sits on it for a month...

Make the call...

[TEaaron]

Originally Posted by mowog

Say you loose $2100 from your account and you have bills that need paying...

But the ahole who got your money sits on it for a month...

Make the call...

I'm sure if it was $2100 from some one elses account they'd be complaining to the bank straight away and the bank would track it to my account and if not the bank would have to pay them $2100 for losing their money woudln't they?

[mowog]

Originally Posted by XDaaron

I'm sure if it was $2100 from some one elses account they'd be complaining to the bank straight away and the bank would track it to my account and if not the bank would have to pay them $2100 for losing their money woudln't they?

Point is its not your money...

Not every one has electronic access to their accounts. So some old lady with a passbook account (yes they still exist) might think she has money in the bank.

Your bank should have 24hr hotline... Be a decent human and call it.

[Smoke Pursuit]

I wouldnt call anyone till next business day so you can see where it was deposited and who by..... Once you have determined that it shouldnt be yours then you ring the bank, but till then you cant be sure, maybe its a special payment RE: your injury?? It could be a simple mistake whereby someones credited the wrong account number but until your sure its not yours then your best waiting to get the details tomorrow.

[tim2x]

This happend to me last week.


From what i recall if you get it, its there mistake and its yours. but correct if im wrong!

[nugget378]

Its always someone elses money,I once had $14000 deposited in a trading account that was meant for a company that had the exact same name but reg'd in victoria.
they took it out about 2 weeks later,I never even noticed till after the fact due to the amount of comings and goings with the account..

[svo347]

Originally Posted by Polyal

Well thats just crap that they can take it back, happens, they are in the business of dealing with money, they stuff up. Im pretty sure they could spare teh 2g's.

Anyway, good luck, strippers and beer FTW.

Say for instance you sold me something and i transfered the cash and you didnt get it. The bank had made a small clerical error, too bad for you ???

[T3rminator]

OK. Ring the bank and tell them. If someone emails you or phones you and tells you they have accidentally deposited money into your account and needs you to transfer it to another account.....don't. This is a new technique done by money launderers. Get the bank to handle it.

Cheers.

[mowog]

Originally Posted by tim2x

This happend to me last week.


From what i recall if you get it, its there mistake and its yours. but correct if im wrong!

Your wrong.

[Polyal]

Originally Posted by svo347

Say for instance you sold me something and i transfered the cash and you didnt get it. The bank had made a small clerical error, too bad for you ???

I dont really want to argue for this, because honestly I dont care..but

I wouldn't post the item until the cash was in my account, so it would be your fault. I dont see this issue?

[svo347]

Fair comment. Hope im never in that situation..

[ADSXR8]

Originally Posted by XDaaron

Just checked my bank account there was a $2100 deposit made to it today.

It doesn't say where it came from.

I'm off work for 3 months due to broken leg and am getting sickpay but the payments from my company says "deposit by "company name""

I got no idea where this money came from. is there any way of finding out lol?

Mate, my advice is dont take what isn't yours.

[Racecraft]

Originally Posted by Polyal

I dont really want to argue for this, because honestly I dont care..but

I wouldn't post the item until the cash was in my account, so it would be your fault. I dont see this issue?

the issue being that someone with good intentions has paid for goods or services that he won't recieve until the money is located, then -re imbursed to his account, then transferred again... Don't forget for the money to be debited to your account it means that is has been credited to someone else.. So in the above situation Joe BLow as far as he knows has paid you for the goods. Perhaps the bank made a clerical error, perhaps you supplied the wrong digit in an account number.. Happens all the time..
Do the right thing and let the bank know tomorrow

[Ford_V8]

I've always been paranoid about entering one or two numbers wrong when doing bank transfers. I wouldn't spend it, not because the bank will chase you for it (AFAIK It's your money if somebody has made a mistake) but just think how you'd feel if the money was taken from you. May have been an old lady's monthly pension, you never know. Anyway, until the money has cleared (may be from a cheque account with insufficient funds) I wouldn't be spending it anyway because then you will end up in OD if the money is removed.

[Polyal]

When you transfer money at a bank, you ask them to double check the BSB, ACC, and the name; its really not hard.

Internet transfers are the user responsibility, stuff up then stiff, take your time in filling out the details.

I agree it would suck, but crap happens, life goes on and karma usually sorts itself out.