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| The Bar For non Automotive Related Chat |
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21-02-2006, 08:42 PM
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Regular Member
Join Date: Jan 2005
Location: victoria
Posts: 495
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With the commomwealth games, Grand Prix, Big Concerts.... coming up soon. I pondered the question, IF in the event of a terrorist attack, and your at work (eg MCG, Melbourne Park, Telstra Dome, Albert Park) and you are injured because of it. Do Workcover pickup the tab for your medical/hospital bills for injuries/sickness thats a result of a Terrorist Attack???
And further to that if they dont has anyone asked the question do your own private health insurance cover injuries/sickness as a result of a Terrorist Attack?? |
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21-02-2006, 08:44 PM
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#2 | ||
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Force Fed Fords
Join Date: Nov 2005
Location: Victoria
Posts: 5,556
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Very good question! I will ask my association this question.
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2021 Focus ST-3 Mountune Enhanced |
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21-02-2006, 09:03 PM
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#3 | ||
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Regular Member
Join Date: Feb 2005
Location: sydney
Posts: 444
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You will find that most home, contents and car insurance dont cover acts of terrorism so you ask a valid question do other forms of insurance cover you? Hmmm
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1991 EB Fairmont: Wrecked 1993 ED Falcon: Gone 2005 BAII Falcon: Sold 2006 BF Falcon |
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21-02-2006, 11:36 PM
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#4 | ||
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Guest
Posts: n/a
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wether or not workers comp covers you in the event of a terrorist hit is immaterial.... It is your employers responability to cover you, and the employer has insurance to cover heir expenses. Same as car insurance, if you smash into a mercedes and your insurance company doesn't allow your claim, you are still responsible for the damage caused.
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22-02-2006, 12:01 AM
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#5 | ||
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FTF Club Moderator
Join Date: Jan 2005
Location: Driving my Tickford T3 Wagon in Sydney
Posts: 3,132
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Even though your employer has to have a safe work environment. The insurance companies could call it an act of god (sorry for the bad pun). In the form that it was totally unpridictable and out of anyones hands. So if you get injured at work you because of a terrorist attack I highly doubt that you would be given compansation.
Why not ask victims of 911. They were at work and got injured by a terrorist attack did they get pay out? I don't know.
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Albert Einstein: Es ist schwieriger, eine vorgefaßte Meinung zu zertrümmern als ein Atom. (It is more difficult to alter a preconception than split an atom) Falcon Tickford FPV (FTF) Car Club of NSW Fords in the Park 2010 I use and recommend Stingray Car Security. http://www.stingraycar.com.au/ |
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22-02-2006, 01:11 AM
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#6 | ||
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GT
Join Date: Apr 2005
Location: SYDNEY
Posts: 9,205
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if terrorism is considered an act of war . then nothing covers it.
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22-02-2006, 08:53 AM
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Guest
Posts: n/a
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22-02-2006, 08:55 AM
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#8 | |||
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Bolt Nerd
 
Join Date: Jan 2005
Location: Ojochal, Costa Rica (Pura Vida!)
Posts: 14,540
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Quote:
You reckon???? (I think NOT)
__________________
Current vehicles.. Yamaha Rhino UTV, SWB 4L TJ Jeep, and boring Lhd RAV4 Bionic BF F6... UPDATE: Replaced by Shiro White 370z 7A Roadster. SOLD Workhack: FG Silhouette XR50 Turbo ute (11.63@127.44mph) SOLD 2 wheels.. 2015 103ci HD Wideglide.. SOLD SOLD THE LOT, Voted with our feet and relocated to COSTA RICA for some Pura Vida! (Ex Blood Orange #023 FPV Pursuit owner  : )
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22-02-2006, 09:50 AM
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#9 | ||
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Irregular Member
Join Date: Nov 2005
Location: Brisvegas
Posts: 333
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WorkCover is a governmet insurance scheme and I don't think they can exclude things like the private sector do. I wouldn't like to test it though - means you get hurt!
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22-02-2006, 09:50 AM
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#10 | ||
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Regular Member
Join Date: Jun 2005
Location: Adelaide
Posts: 394
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Dear Workcover,
While I was at work yesterday, this happened. Please send my weekly pay of 2 goats and a camel to the burns unit of downtown Baghdad hospital until further notice! |
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22-02-2006, 11:42 PM
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#11 | |||
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Guest
Posts: n/a
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Quote:
Your employer has to pay you if you are injured at work. the employer gets that money from their insurance company. If the insurance company doesn't pay, then the employer still has to. In car terms. You smash your car into a rolls royce. your insurance company denies the claim because you were drunk. You still owe the rolls royce owner his money. If this doesn't answer your question, how about a bit more info than "you reckon" |
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23-02-2006, 12:12 AM
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FF.Com.Au Hardcore
Join Date: Jan 2005
Location: Northern Sydney
Posts: 1,908
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Quote:
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Do workcover cover Terrorism???
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