$2100 deposit into my account no idea where it came from.

TEaaron · 04-07-2007, 07:56 PM

Just checked my bank account there was a $2100 deposit made to it today.

It doesn't say where it came from.

I'm off work for 3 months due to broken leg and am getting sickpay but the payments from my company says "deposit by "company name""

I got no idea where this money came from. is there any way of finding out lol?

4Vman · 04-07-2007, 07:57 PM

um... Ask them???

**Polyal** · 04-07-2007, 07:57 PM

spend it, quickly.

trent · 04-07-2007, 08:04 PM

I wouldnt expect that the money would stay in your account for long, banks seem to pick up on mistakes pretty quickly, especially if it is their money that has gone missing..

**Polyal** · 04-07-2007, 08:05 PM

Quote:

Originally Posted by trent

I wouldnt expect that the money would stay in your account for long, banks seem to pick up on mistakes pretty quickly, especially if it is their money that has gone missing..

So spend it quickly, can they ask for it back? Their mistake IMO.

4Vman · 04-07-2007, 08:09 PM

Quote:

Originally Posted by Polyal

So spend it quickly, can they ask for it back? Their mistake IMO.

You bet they can!
They'll just take it back and put your account into arears!

I found i had $173,000.00 extra in my account one day.. the problem is it was my fathers money. Because we share the same Christian name the bank transfered it into my account by mistake...

Rodp · 04-07-2007, 10:23 PM

Quote:

Originally Posted by Polyal

So spend it quickly, can they ask for it back? Their mistake IMO.

I recall a situation a number of years ago when a very large sum of money was mistakenly put into someone's account. They noticed it, went on a spending spree and ended up going to the pokey for a little holiday because of it.

Judgement being that it was clearly not their money regardless of the error by the bank and therefore had no right to spend it. The fact that they went on and spent it was tantamount to fraud (don't recall the exact official charge).

So spend at your own peril if you don't belive the money is yours legitemately.

MITCHAY · 04-07-2007, 10:41 PM

Far out empathy is lacking here. If you find out the money isn't yours call the bank!

Blue Oval Mopar Man · 04-07-2007, 11:09 PM

A freind of mine had this happen to him, just over $3000 . He contacted the bank and told them it wasnt his , they told him many times for over a month it was his ! he withdrew the money put it into another account with the same bank . and let it sit ! After a few months the bank contacted him and asked for it back. he asked for an appology which they declined to do and basicly accused him of stealing money ! He closed his account before they could over draw it and they had absolutely no chance of touching his other account ! He did give it back after much groveling and brown nosing from the bank !

Road_Warrior · 05-07-2007, 02:02 PM

Quote:

Originally Posted by trent

I wouldnt expect that the money would stay in your account for long, banks seem to pick up on mistakes pretty quickly, especially if it is their money that has gone missing..

It took Westpac 3 weeks for them to realise this when a similar thing happened to me, and that was only after I had phoned them telling them to sort it out.

Then they sent me a $100 Bunnings voucher in the mail

:

70caprigt3k · 04-07-2007, 08:06 PM

Get in contact with your bank and get them to follow it up, if they come back with nothing your $2100 richer.

XW 393 · 04-07-2007, 08:10 PM

done your Tax already ??

TEaaron · 04-07-2007, 08:14 PM

Quote:

Originally Posted by AUlien

done your Tax already ??

Nup.

Been off work and havn't got that piece of paper you get to do your tax return and I only get around $700 for my tax return any way.

sexr6tasy · 04-07-2007, 08:11 PM

The banks can most certainly ask for it back if you spend the banks money you dont get to keep it because its there mistake they come after you do the right thing and call the bank up and inquire it could be some old ladies money who will die if you don't give it back to her.

mcflux · 04-07-2007, 08:14 PM

don't spend it for the reasons specified. I remember one story on everybody's favourite show, Today Tonight, where ATMs were spitting out $50 notes instead of $20 notes. Everyone who took advantage of this at the time got stooged by the bank shortly after...

XR8Master · 04-07-2007, 08:14 PM

sexr6tasy is right, Don't spend the money otherwise you will regret it, then you will be forced to pay it back, and yes, banks can make you do that

TEaaron · 04-07-2007, 08:17 PM

Hmm well, I won't say anything and just let it sit there for a while. if nothing comes up for about a month or so I guess i'll just claim it as my own. :p

**Polyal** · 04-07-2007, 08:20 PM

Well thats just crap that they can take it back, happens, they are in the business of dealing with money, they stuff up. Im pretty sure they could spare teh 2g's.

Anyway, good luck, strippers and beer FTW.

svo347 · 04-07-2007, 08:47 PM

Quote:

Originally Posted by Polyal

Well thats just crap that they can take it back, happens, they are in the business of dealing with money, they stuff up. Im pretty sure they could spare teh 2g's.

Anyway, good luck, strippers and beer FTW.

Say for instance you sold me something and i transfered the cash and you didnt get it. The bank had made a small clerical error, too bad for you ???

**Polyal** · 04-07-2007, 09:00 PM

Quote:

Originally Posted by svo347

Say for instance you sold me something and i transfered the cash and you didnt get it. The bank had made a small clerical error, too bad for you ???

I dont really want to argue for this, because honestly I dont care..but

I wouldn't post the item until the cash was in my account, so it would be your fault. I dont see this issue?

Racecraft · 04-07-2007, 09:13 PM

Quote:

Originally Posted by Polyal

I dont really want to argue for this, because honestly I dont care..but

I wouldn't post the item until the cash was in my account, so it would be your fault. I dont see this issue?

the issue being that someone with good intentions has paid for goods or services that he won't recieve until the money is located, then -re imbursed to his account, then transferred again... Don't forget for the money to be debited to your account it means that is has been credited to someone else.. So in the above situation Joe BLow as far as he knows has paid you for the goods. Perhaps the bank made a clerical error, perhaps you supplied the wrong digit in an account number.. Happens all the time..
Do the right thing and let the bank know tomorrow

Ford_V8 · 04-07-2007, 09:14 PM

I've always been paranoid about entering one or two numbers wrong when doing bank transfers. I wouldn't spend it, not because the bank will chase you for it (AFAIK It's your money if somebody has made a mistake) but just think how you'd feel if the money was taken from you. May have been an old lady's monthly pension, you never know. Anyway, until the money has cleared (may be from a cheque account with insufficient funds) I wouldn't be spending it anyway because then you will end up in OD if the money is removed.

Smoke Pursuit · 04-07-2007, 08:21 PM

It will tell you what its for the next business day usually. ..

mowog · 04-07-2007, 08:24 PM

Say you loose $2100 from your account and you have bills that need paying...

But the ahole who got your money sits on it for a month...

Make the call...

TEaaron · 04-07-2007, 08:28 PM

Quote:

Originally Posted by mowog

Say you loose $2100 from your account and you have bills that need paying...

But the ahole who got your money sits on it for a month...

Make the call...

I'm sure if it was $2100 from some one elses account they'd be complaining to the bank straight away and the bank would track it to my account and if not the bank would have to pay them $2100 for losing their money woudln't they?

mowog · 04-07-2007, 08:32 PM

Quote:

Originally Posted by XDaaron

I'm sure if it was $2100 from some one elses account they'd be complaining to the bank straight away and the bank would track it to my account and if not the bank would have to pay them $2100 for losing their money woudln't they?

Point is its not your money...

Not every one has electronic access to their accounts. So some old lady with a passbook account (yes they still exist) might think she has money in the bank.

Your bank should have 24hr hotline... Be a decent human and call it.

Unco · 04-07-2007, 09:50 PM

Quote:

Originally Posted by LSTerritoryGhia

It will tell you what its for the next business day usually. ..

that's right. stop panicking about it. it will tell you who it's from tomorrow.

Smoke Pursuit · 04-07-2007, 08:40 PM

I wouldnt call anyone till next business day so you can see where it was deposited and who by..... Once you have determined that it shouldnt be yours then you ring the bank, but till then you cant be sure, maybe its a special payment RE: your injury?? It could be a simple mistake whereby someones credited the wrong account number but until your sure its not yours then your best waiting to get the details tomorrow.

tim2x · 04-07-2007, 08:43 PM

This happend to me last week.

From what i recall if you get it, its there mistake and its yours. but correct if im wrong!

mowog · 04-07-2007, 08:49 PM

Quote:

Originally Posted by tim2x

This happend to me last week.

From what i recall if you get it, its there mistake and its yours. but correct if im wrong!

Your wrong.