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#1 | ||
DIY Tragic
Join Date: Apr 2018
Location: Sydney, more than not. I hate it.
Posts: 21,745
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…Maybe the fellow who makes hinge pin kits for the XB coupés only takes cash? :p
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#2 | |||
FF.Com.Au Hardcore
Join Date: Jan 2005
Posts: 1,578
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Quote:
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#3 | ||
FF.Com.Au Hardcore
Join Date: Nov 2009
Posts: 2,802
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bigger question - why isn't banking free? in the UK we never paid a penny for normal banking services so was shocked when we came over here in 2006 so find out how expensive it is to bank. There's a charge for everything! I know the cash flow is less because of the lower population, but it still doesn't make sense, especially going back to the original post here - less costs for the banks going cashless, but they still charge us just as much!
<checks under matress for cash> [/rant] |
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#4 | |||
FF.Com.Au Hardcore
Join Date: Jul 2005
Location: Melbourne
Posts: 6,890
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Quote:
As for card fees, I think its VISA and Mastercard who are charging the fees, rather than the banks? I think the banks charge the retailers for leasing the EFTPOS machines, which I guess the retailer can pass on to consumers. Have noticed a lot of retailers now asking if you want to "insert" rather than "tap". If you insert the card, select EFTPOS (rather than Visa/mastercard), punch in your PIN, you can avoid the few cents of fees. EDIT: Yep, its the card issuers that set the base rates. Some retailers will add their own buffer on top, which is sneaky. Not sure what the banks get apart from the equipment leasing fee. https://www.visa.com.au/about-visa/interchange.html Oh and to answer your question on why banks can charge fees here......because consumers don't bitch and moan as much as they probably should.
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~~~~~~~~~~~~~~ Rides (past and present) Current: 2004 Ford Falcon 5.4L 3v Barra 220, Manual Past: Mitsubishi Sigma (m), Toyota Seca (m), Toyota Seca SX (m), Toyota Vienta V6 (m), Toyota Soarer 4L v8 (a), BA XR8 ute (m), T3 TE50 (m), BMW Z4 (m) AFF motto - If contrary views trigger, please use ignore button. ![]() Last edited by T3rminator; 09-07-2023 at 10:09 PM. |
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#5 | |||
Experienced Member
Join Date: Sep 2006
Location: Australasia
Posts: 7,526
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Funny thing is the sheeple accept it. |
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#6 | |||||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: Hervey Bay
Posts: 5,195
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Quote:
My father is both a business owner with business accounts and a pensioner. The only time he has stepped inside a bank over the past 10 years is to sign documents after Mum died certifying her death and changes to the accounts they shared via her estate. In the majority of those 10 years he has never paid a cent in banking fees in any of his accounts. If he has cash to deposit its done at an ATM at his convenience or through is AusPost branch. When Mum was alive, in the preceding 7 to 8 years, she visited a bank maybe 1 or 2 times a year and that was to only deposit cheques. Have you ever considered that the way things are now is a following of the will of the people. People don't need or want the "good old days" because of how painful and time consuming they are. They have embraced the new technologies and instantaneous electronic services offered because they are simple and efficient for time poor people. And like all good organisation they are following the path of the users. If people didn't want what we have now, then it wouldn't exist. It would have failed shortly after inception. Quote:
Banks make profits, but they don't keep them. The profits all go to shareholders. Who are the shareholders??? They are you, me, your work mates, your neighbour, your brother, sister, whatever other family member and their dogs... How??? Through their/our super funds. Our retirements are heavily invested in shares and dividends from these large corporation you so hate. People want to retire comfortably with a squillion $$$ in the bank and not just have to rely on the pension. The only way this can be done is with your super fund returning 10% a year for the next 40 years. As distasteful as it might be, the only way to make this happen is for banks and large corporations to make mega profits, keep the dividend's rolling in and the share prices up. Our retirement wealth is heavily linked to the performance of these companies and WE actually demand they keep on doing as they have been. Or is that another government conspiracy? Or don't you have a super fund either? Thats OK... I'll save you the stock reply. Quote:
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#7 | |||
Experienced Member
Join Date: Sep 2006
Location: Australasia
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Cheers |
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#8 | ||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: Hervey Bay
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#9 | ||
Donating Member
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Location: Heading thru Hell (Corner)
Posts: 8,142
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Seems as though cash is making a comeback. How does the saying go? "What once was old is new again."
https://www.abc.net.au/news/2023-08-...-730/102599352
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#10 | |||
Donating Member
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Location: Morayfield
Posts: 27,842
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I love Holdens.... |
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#12 | |||
Experienced Member
Join Date: Sep 2006
Location: Australasia
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#13 | ||
FF.Com.Au Hardcore
Join Date: Jun 2011
Location: Pt Lincoln far side South Oz
Posts: 5,753
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Dont p i s s off older people. At our age the term Life in Prison is not a deterrent |
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#14 | ||
Donating Member
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Location: Heading thru Hell (Corner)
Posts: 8,142
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Well, most of my tops have sleeves....
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Labels are for jars, not for people. Life is a journey, not a destination. ~~~~~~~~~~~~~~ Daily: 2013 FGII EcoLPi in Winter White Play: 2015 FG X XR8 in Emperor Show' N Shine thread Gone, but not forgotten: 2015 SZII petrol Titanium Territory in Emperor |
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#15 | ||
FF.Com.Au Hardcore
Join Date: Jul 2005
Location: Melbourne
Posts: 6,890
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https://www.facebook.com/reel/125141...ibextid=3v1LA4
Brought to you by the bloke who was "guessing" the covid numbers before they were published ![]() The last time I actually withdrew money from a teller was overseas, would have been back around 2009, and yep they asked why I needed "so much" cash and what I was using it for. ![]()
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~~~~~~~~~~~~~~ Rides (past and present) Current: 2004 Ford Falcon 5.4L 3v Barra 220, Manual Past: Mitsubishi Sigma (m), Toyota Seca (m), Toyota Seca SX (m), Toyota Vienta V6 (m), Toyota Soarer 4L v8 (a), BA XR8 ute (m), T3 TE50 (m), BMW Z4 (m) AFF motto - If contrary views trigger, please use ignore button. ![]() |
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#16 | ||
FF.Com.Au Hardcore
Join Date: Apr 2005
Location: Canberra
Posts: 13,370
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I can't remember the last time I took any cash out at all let alone in the thousands. The biggest purchases have always been bank cheques.
I've had a savings and a transaction account forever, you'd think these kids could learn how to do that ![]() I can only count two times on my hand in memory where I couldn't use a card. Maybe just pure luck. One was when my card got blocked because an ATM got skimmed that I had used and they did it as a precaution and the other was when the bank ****ed up issuing my new card ![]() Each to their own though but apart from paying for drinks and strippers, never seen the need for cash. |
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#17 | ||
Donating Member
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Location: Heading thru Hell (Corner)
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Macquarie Bank branches to become cashless by November next year.
https://www.news.com.au/finance/mone...038a8481cb98e4
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Labels are for jars, not for people. Life is a journey, not a destination. ~~~~~~~~~~~~~~ Daily: 2013 FGII EcoLPi in Winter White Play: 2015 FG X XR8 in Emperor Show' N Shine thread Gone, but not forgotten: 2015 SZII petrol Titanium Territory in Emperor |
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#18 | ||
FF.Com.Au Hardcore
Join Date: Feb 2005
Posts: 5,040
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#19 | ||
Donating Member
![]() Join Date: Mar 2007
Location: Heading thru Hell (Corner)
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Two seconds on google. TLDYOR? Or was it a rhetorical question?
You can deposit physical cash or cheques into your account by visiting a branch: You can make cash and cheque deposits in person at the following Macquarie branches only: Brisbane: Level 8, 825 Ann Street, Fortitude Valley, QLD Sydney: 1 Shelley Street, Sydney, NSW Melbourne: Level 32, 80 Collins Street South Tower, Melbourne VIC https://www.macquarie.com.au/help/pe...elbourne%20VIC
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Labels are for jars, not for people. Life is a journey, not a destination. ~~~~~~~~~~~~~~ Daily: 2013 FGII EcoLPi in Winter White Play: 2015 FG X XR8 in Emperor Show' N Shine thread Gone, but not forgotten: 2015 SZII petrol Titanium Territory in Emperor Last edited by FoxtrotGolfXray 5.0; 14-09-2023 at 04:48 PM. |
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#20 | ||
FF.Com.Au Hardcore
Join Date: Feb 2005
Posts: 5,040
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#21 | ||||||
Donating Member
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Posts: 8,142
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Quote:
![]() But if you read through the article a bit further, the impacts are a bit larger than just cash at the branches: Quote:
Quote:
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__________________
Labels are for jars, not for people. Life is a journey, not a destination. ~~~~~~~~~~~~~~ Daily: 2013 FGII EcoLPi in Winter White Play: 2015 FG X XR8 in Emperor Show' N Shine thread Gone, but not forgotten: 2015 SZII petrol Titanium Territory in Emperor |
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#22 | ||
DIY Tragic
Join Date: Apr 2018
Location: Sydney, more than not. I hate it.
Posts: 21,745
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#23 | ||
Critical Thinker
Join Date: Jan 2005
Location: Adelaide
Posts: 20,313
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Yep, you watch them all do it shortly. If you value cash, best to remove it from the banks asap.
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"the greatest trick the devil pulled, is convincing the world he doesn't exist" 2022 Mazda CX5 GTSP Turbo 2018 Hyundai Santa Fe Highlander 1967 XR FALCON 500 Cars previously owned: 2021 Subaru Outback Sport 2018 Subaru XV-S 2012 Subaru Forester X 2007 Subaru Liberty GT 2001 AU2 75th Anniversary Futura 2001 Subaru GX wagon 1991 EB XR8 1977 XC Fairmont 1990 EA S Pak 1984 XE S Pak 1982 ZJ Fairlane 1983 XE Fairmont 1989 EA Falcon 1984 Datsun Bluebird Wagon 1975 Honda Civic |
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#24 | ||
Experienced Member
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