Warning about accidents and insurance

[K93George]

That is BS. I was on the other end of an accident, AAMI asked who was at fault. I said "I failed to see the other vehicle and got hit." They asked what side the car was on, how fast it might have been going, what makes me think I was at fault and so forth. I wasn't going to pull the "Yeah, that bastard was doing 180 in a parking lot without his lights on 3 in the morning, I sounded my horn but he was too busy on the phone". I just saved up money for the excess right after the accident.