What is your premium on your AU?

[Polyal]

OK remembered to update the policy today and was a little shocked at what I am know paying for the AU.

Mods are bugger all:

cat back
17' rims
tints
LPG (SVI, but apparently that didn't matter)

And thats it, garaged, and my rating isn't bad, one small claim in the last 10 years of driving.

So as of next month its up to $860 full comp, both drivers are over 25 aswell. This is with Shannons.

What are you guys paying? It seems a tad high, my postcode is 3429.

[Mr Hardware]

Agreed value $4350
Postcode 4053
Mods:
Sheepskin seat covers
Dashmat
Weathershield
Floormats
$380 full comp with NRMA. I'm 25 and my wife is 24.

[soulink]

Originally Posted by Mr Hardware

Agreed value $4350
Postcode 4053
0 mods
$380 full comp with NRMA. I'm 25 and my wife is 24.

wow thats cheap as!!

im 19 and they want $1800 full comp instead of $450 third Party..

Its bull#$%& for under 25's :(

[Whoosha]

$576 on the XR8 with mods @ agreed $16k but Im old

[ThePistonHead]

Originally Posted by Mr Hardware

Agreed value $4350
Postcode 4053
Mods:
Sheepskin seat covers
Dashmat
Weathershield
Floormats
$380 full comp with NRMA. I'm 25 and my wife is 24.

You actually have those modifications listed with your insurer?

I queried about the addition of an amp & sub and was told that they do not need to be notified of such an addition??

[Mr Hardware]

Originally Posted by ThePistonHead

You actually have those modifications listed with your insurer?

No. I should have put a after each one.
Srsly you'd think i was 60 by looking at my car. And my driving style.

NOW GET OFF MY LAWN

[Jimmyd]

Suncorp Insurance Comprehensive with glass cover and hire car option
Post code 4878
AU Fairmont Ghia with listed inclusions,
factory full leather,
factory Tickford 17"s,
factory Tickford suspension,
factory full Tickford body kit,
factory MoMo steering wheel,
Window Tint.

over 40, no claim history, agreed value 10k, cost $420 p.a.

Cheers

James

[grandpa_spec_F6]

Originally Posted by Mr Hardware

No. I should have put a after each one.
Srsly you'd think i was 60 by looking at my car. And my driving style.

NOW GET OFF MY LAWN

Your wife drives more aggressively than you... how do I know this? Because one particular evening I recall her beating us in YOUR car when you were driving MINE!

[HLC]

wow so aside from 1 poor 19 year old i appear to be paying the most for my insurance

maybe that says something about my post code 2760. 3 claims on the car in the last 5 years, NONE at fault- act of god (hail), someone backed into my car, and malicious damage, and one driver charge in the last 5 years :( it sucks to be under 25

[JC]

Originally Posted by Mr Hardware

Agreed value $4350
Postcode 4053
Mods:
Sheepskin seat covers
Dashmat
Weathershield
Floormats
$380 full comp with NRMA. I'm 25 and my wife is 24.

I'm floored! You're only 25! You "sound" much older on-line - I thought you were closer to my age (40 odd)!

[grandpa_spec_F6]

Originally Posted by JC

I'm floored! You're only 25! You "sound" much older on-line - I thought you were closer to my age (40 odd)!

It's quite scary, in real life he's a top bloke though, no grandpa by any means :P

I got all interested and had a rather jaw dropping moment when a friend of mine who owns a nissan S13 (with mods) told me he only pays $1200 a year!

Come on! AU's are a newer car, have more safety features etc, yet an import of all things, driven by a p-plater attracts LESS comp.... *implodes*

[Mr Hardware]

I was paying $380 when i was 22 as well....

[soulink]

:( ur lucky Mr Hardware...
and whoosha, your not old you can still drive a car, the oldies are the ones that crash into people and drive funny haha

[Mr Hardware]

Originally Posted by soulink

:( ur lucky Mr Hardware...

No, i'm not lucky. I just refused to be ripped off. I do the same as Prof Farns, i go through every single bleedin insurance mob on the net that will offer me a quote and compare them.

Go check out:
AAMI
Just Cars
Shannons
QBE
NRMA
RACQ
Budget Direct
Youi
Suncorp
Westpac
Ryno
NAB
ANZ
Famous
Allianz
Bingle
HSBC
Real
GIO
ING
CommInsure
Virgin
CGU
Even Australia Bloody Post

and then tell me how lucky you are too!
I've listed 24 there. I bet those of you who are paying $1500+ for something worth only four figures didn't bother looking further than at two or three of those.

[Professor Farnsworth]

Originally Posted by Polyal

OK remembered to update the policy today and was a little shocked at what I am know paying for the AU.

Mods are bugger all:

cat back
17' rims
tints
LPG (SVI, but apparently that didn't matter)

And thats it, garaged, and my rating isn't bad, one small claim in the last 10 years of driving.

So as of next month its up to $860 full comp, both drivers are over 25 aswell. This is with Shannons.

What are you guys paying? It seems a tad high, my postcode is 3429.

Try CGU, go to their site and do a quote. I did quotes for every possible insurance company lately, and was surprised at how much better they were, considering it was a name i wouldn't have even considered had i not found it on google. They do very little advertising but the rates were great. Nice policy inclusions too. They give a fair discount for over 25's also.

Cheapest i found were:

1) CGU
2) AAMI

Sure it depends on your post code but give it a try, the quote is free so why not?

http://cgu.com.au/cgu/personal/priva...insurance.aspx

[Polyal]

Well I just got off the phone with aami and it came in at $780...thats a start. Although their p/m option is more expensive than shannons with same policy, even though they are cheaper; must add premium on top for p/m.

Proff, ill give that link a go now, if anyone knows it would be you with your turn over rate..LOL

[Professor Farnsworth]

Originally Posted by Polyal

Well I just got off the phone with aami and it came in at $780...thats a start. Although their p/m option is more expensive than shannons with same policy, even though they are cheaper; must add premium on top for p/m.

Proff, ill give that link a go now, if anyone knows it would be you with your turn over rate..LOL

hey i've CUT DOWN thanks.

CGU don't charge extra for pay by the month also.

[soulink]

hmm just did a quote for CGU seems they dont like under 25's, $3100 a year :O haha

[Professor Farnsworth]

Originally Posted by soulink

hmm just did a quote for CGU seems they dont like under 25's, $3100 a year :O haha

far out, what car and history, location?

[KR1STO]

mine's about 800 for full comp through Just Cars..
they've insured all the TL50 mods and it has a very healthy agreed value!!

[soulink]

no previouse incidints, market value, garaged and kept in mitcham melbourne

[macman]

I'm 22 and the premium for my TE50 is $1,000 with an agreed value of $17,500. No listed mods and no previous accidents.

[GS608]

I'm with RACQ, its $120 a month for my AU and dads 05 Hilux bundled together
Under 25, covers all my mods but it's at market value.

[soulink]

i looked through alot, just seems as in these times, no one will insure an under 25 (especially under 20) for less than $1500 just policy i guess and they kno they can get away with it.
But im thinking of transfering car name into parents anyway so i can bundle and get like 1/2 price

[HLC]

Paid my CTP today.. rang everyone too. (well all 7 insurers that offer CTP)


CTP (in my dads name with me as a nominated driver) $676

Currently comprehensive insured for agreed value $8700 thru NRMA - $1400 in my old mans name, no mods covered (the bodykit/steeringwheel/wheels etc considered factory options) but ive got to tell them when i renew about my latest contribution to the state government due to a heavy foot.

$3400 quote from NRMA was in my name

got a quote from shannons for $1400 (incl. all mods like BA brakes, suspension, tint, stereo and all the other crap), but then i need to change rego to name blah blah and pay stamp duty etc. too hard. and was all too dear when i got the car at 17.

btw, im 22, and will be 23 when i renew my comprehensive insurance

[AUIIPURSUIT]

mines 1100ish with a 1000excess. im 26, one 'accident' to my name, without claim (paid myself, even though it wasnt my fault ffs, long story).

live in a nice suburb.

2001 au xr8 pursuit, lowered, value of 12500 (market)

thats with RACV.. shannons was around the same.

[chrispie123]

mine 1080 agreed value of 10,400 on an au2 forte full comp age 23 with racv on complete care

[GS608]

With some companies if you're young the premium drops considerably if the car is in your parents name and you're just a nominated driver.

[fourl6]

mines $600 though RACV with half the mods (Mags, lowered, Exhaust and cd player) market value, no previous accidents, im 22, standard excess ($550) 10% discount (house insurance with them) im going to add the misses, shes 21, had 2 previous accidents in the last 3 years (one at fault one not) which will put it up to $670, ill also get another %5 off next year for being with them for 5 years.

also take not that alot of insurers are the same thing eg. super cheap auto insurance and australia post insurance are both "representatives of" A&G Insurance Services Pty Ltd.

Cheers Cam

[galaxy xr8]

Mine's gone up aswell, (I think most policy's have since black Sat and all the other fearce storm's around recently) I pay $870 full comp with an agreed value of $17500, with 3 mod's only listed, Tint, Exhaust and Unichip.