My general thoughts on insurance... if you cant afford at least 3rd party, you shouldnt be driving.
One thing for sure, if some uninsured driver even scratched my Focus, I'll be taking them all the way. I'm not going to pay for their damage to my car because they couldnt afford insurance.
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Now: 2006 Ford Focus LX Manual in Satin White
Wife: 2013 Kuga Titanium in Frozen White
Then: 1990 Ford Laser - Assasinated by a 76 year old man who failed to give way.
Now normally when we have these races, Jeremy goes in the car and says "Powerrr" alot.... - James speaking about Jeremy (Top Gear S7 E05)
American parts... Russian parts... ALL MADE IN TAIWAN! - Russian guy in Armegeddon
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