Sorry mate we're not talking about back in the day when TV was being invented, talking about current times.
I'll always say if you can't afford it don't drive it. It saddens me to see KF/KH 4WD's looking like a ****heap because their owners are cheap pricks, or even worse, cheap pricks who don't know anything about cars and drop the clutch at 7k. If you had a 4WD, you'd know what that meant.