[FTE217]

Not sure what people expect to come in the future.....
Its not going to get easier, just harder and harder for there is always someone who's willing to pay more and have more re bidding for a house/flat whatever.

A re set may occur but thats no gaurantee those on the cusp/first home buyer get their prize.
As mentioned, depending where you grew up, in a average Burb probably is out of the question today ie Sydney/Melb cbd for those inclined.

Yes people need to be willing to re locate IF they want their gold ticket, house as it once was.
Otherwise its apartment living at housing price in the cbd in alot of case's.
Sad but it is what it is, times move on.

T3, lending has become harder since covid commenced you may know ?
The royal commision on the Banking/Super/Financial Services sorted that out.
Having a bit of property re our business we re financed one of our warehouse's.
In a sound position financially, the new hoops upon hoops going through that was very time consuming and frustrating and as mentioned we're not a high risk period.
Took months and months.